Texas Car Accidents Blog

How do you know what kind of coverage you have on your insurance policy? | Declaration Page | Accident Terms

How do you know what kind of coverage you have on your insurance policy?

Your “Declaration Page” can answer this.

Some of you may be saying “But I am not at fault, I do not want to touch my policy…”.

This is a common reaction and an understandable one, but its important to know you may have additional coverage that you are paying for every month, that has the ability to INCREASE YOUR SETTLEMENT OFFER.

Common types of coverages that you would want to see if you have on your insurance policy, is Personal Injury Protection “PIP” and Under/Uninsured Motorist coverage. Both of these types of coverages have the ability to increase your settlement and/or help you get one in the first place if you were hit by a driver with no insurance.

You can learn more about coverages here.

If you are having a hard time finding your Declaration Page, all you have to do is call your insurance agent or the main line and ask them to email it to you. Once it’s emailed, you or an expert in the area can let you know the types of coverages you have.

If you were involved in a car accident, feel free to reach out for a FREE CASE EVALUATION today! 🚘🚕🏍

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Do you or did you experience any physical pain in any way from this accident?

Did the other driver admit fault or were they placed at fault by law enforcement or insurance company?

Does the at-fault driver in the accident have auto insurance?

What type of accident were you involved in?

What is your contact info & the date of the accident?

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