“1st Party” is today’s Car Accident Term I will be discussing.

In a car accident claim, typically you have two different insurance policies involved. The “3rd Party” refers to the at fault driver’s insurance company you are going up against where the “1st Party” refers to your insurance policy.

Some of the reasons why you may have a “1st Party” claim opened are:

✅Your insurance is handling your property damage claim

✅Your insurance is helping you with a rental vehicle

✅You are using your Personal Injury Protection “PIP” coverage on your policy

✅You are using your Under/Uninsured Motorist coverage on your policy

✅You are using your Med Pay coverage on your policy

If you have any questions related to this term or any other terms, feel free to answer 5 questions on our home page about your car accident and a friendly expert simplifying Texas Car Accidents will be there for you 🚗 📱